Attention

NEIGHBORHOOD NEEDS AND PRIORITIES SURVEY

As a result of a recent lawsuit settlement with Fannie Mae, the Fair Housing Center of West Michigan received funds to invest in the areas of Muskegon and Muskegon Heights most affected by home mortgage foreclosures. The lawsuit alleged that, after the foreclosure crisis, Fannie Mae did not market or maintain the homes it owned through foreclosure in neighborhoods of color as well as it marketed and maintained its homes in predominantly White neighborhoods.

The settlement funds must be used to address the harm caused by the failure to maintain and market the homes in neighborhoods of color. Potential uses of the funds in the impacted neighborhoods could include, for example, programs to brush up the condition of homes, expand and improve green space, help with a down payment to buy a house, create new housing, or other neighborhood improvements.

Please complete this survey to tell us about how the settlement dollars might be used to make a difference for you and your neighborhood. The Fair Housing Center will consider your responses as it plans for potential programs to invest the settlement funds into the impacted neighborhoods. Those needs and priorities that exceed the scope of settlement investments will be passed along to your city officials.

Complete the survey here.

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Delano Restoration Project

East Delano Avenue Reconstruction, Muskegon County


Phase One Start: November 2021 Phase One End: November 2021
Phase Two Start: Spring 2022 Phase Two End: Spring 2022
Investment: $650,000

What Is Being Done?

  • The project involves full depth reconstruction of two lanes of undivided roadway in two phases:
    • Phase One:
      • Asphalt Removal
      • Sidewalk and curb removals
      • Storm sewer improvements
      • Roadway grading and aggregate base
    • Phase Two:
      • Concrete curbs
      • Sidewalk and driveway improvements
      • Asphalt paving and turf restoration


How Traffic Will be Affected:

  • Construction will take place in two phases:
    • Delano Avenue will be temporarily closed during construction between the intersection of Sanford
    • Street to the intersection of Hoyt Street. Residents are encouraged to park on side streets during
    • construction.
    • Traffic to businesses and residents will be maintained utilizing side streets and alleys.
    • Pedestrian traffic will be detoured as necessary during construction.
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Recreational Fire Information

Recreational Fire Information

  • A recreational fire permit is required to have a recreational wood burning fire in the City of Muskegon Heights.
  • Self-contained gas or propane fire containers are allowed within the City and do not require a permit – but please follow the manufacturer’s instructions and, if applicable, check with your landlord or condo association.
  • With a permit, burning is only allowed between 7 am and 11 pm.
  • Only seasoned dry firewood may be burned. Burning of yard waste, leaves, trash, refuse, building materials, or other items is prohibited.
  • Burning is prohibited on high-risk days, Ozone Action Days, or any day designated as unsafe by the Fire Chief.
  • Recreational fire complaints can be directed as follows:
    • If an immediate health concern is present, please call 911. All other complaints can be directed to the nonemergency 231-722-3524.

Relevant documents:

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Restaurant Revitalization Fund applications and guidelines

Information from The U.S. Small Business Administration (SBA) regarding Restaurant Revitalization Fund applications and guidelines. To learn more about the application process, please visit www.sba.gov/restaurants.

Restaurant Revitalization Fund
This program provides emergency assistance for eligible restaurants, bars, and other qualifying businesses impacted by COVID-19.

Program details
The American Rescue Plan Act established the Restaurant Revitalization Fund (RRF) to provide funding to help restaurants and other eligible businesses keep their doors open. This program will provide restaurants with funding equal to their pandemic-related revenue loss up to $10 million per business and no more than $5 million per physical location. Recipients are not required to repay the funding as long as funds are used for eligible uses no later than March 11, 2023.

Supplemental documents
Restaurant Revitalization Fund program guide
Restaurant Revitalization Fund sample application (SBA Form 3172)
 Get help with your application
For assistance preparing your application, you can access the following:

RRF knowledge base support documentation
Call center support: 1-844-279-8898
Your local SBA District Office
Who can apply
Eligible entities who have experienced pandemic-related revenue loss include:• Restaurants• Food stands, food trucks, food carts
• Caterers
• Bars, saloons, lounges, taverns
• Snack and nonalcoholic beverage bars
• Bakeries (onsite sales to the public comprise at least 33% of gross receipts)
• Brewpubs, tasting rooms, taprooms (onsite sales to the public comprise at least 33% of gross receipts)
• Breweries and/or microbreweries (onsite sales to the public comprise at least 33% of gross receipts)
• Wineries and distilleries (onsite sales to the public comprise at least 33% of gross receipts)
• Inns (onsite sales of food and beverage to the public comprise at least 33% of gross receipts)
• Licensed facilities or premises of a beverage alcohol producer where the public may taste, sample, or purchase products
Cross-program eligibility on SBA COVID-19 relief options
How to apply
You can apply through SBA-recognized Point of Sale Restaurant Partners or directly via SBA in a forthcoming online application portal.

Registration with SAM.gov is not required. DUNS or CAGE identifiers are also not required.

If you would like to prepare your application, view the sample application form. You will be able to complete this form online. Please do not submit RRF forms to SBA at this time.

SBA Form 3172

Additional documentation required:

• Verification for Tax Information: IRS Form 4506-T, completed and signed by Applicant. Completion of this form digitally on the SBA platform will satisfy this requirement.
• Gross Receipts Documentation: Any of the following documents demonstrating gross receipts and, if applicable, eligible expenses
• Business tax returns (IRS Form 1120 or IRS 1120-S)
• IRS Forms 1040 Schedule C; IRS Forms 1040 Schedule F
• For a partnership: partnership’s IRS Form 1065 (including K-1s)
• Bank statements
• Externally or internally prepared financial statements such as Income Statements   or Profit and Loss Statements
• Point of sale report(s), including IRS Form 1099-K
For applicants that are a brewpub, tasting room, taproom, brewery, winery, distillery, or bakery:

Documents evidencing that onsite sales to the public comprise at least 33.00% of gross receipts for 2019, which may include Tax and Trade Bureau (TTB) Forms 5130.9 or TTB. For businesses who opened in 2020, the Applicant’s original business model should have contemplated at least 33.00% of gross receipts in onsite sales to the public. 
 For applicants that are an inn: Documents evidencing that onsite sales of food and beverage to the public comprise at least 33.00% of gross receipts for 2019. For businesses who opened in 2020, the Applicant’s original business model should have contemplated at least 33.00% of gross receipts in onsite sales to the public.
 When to apply
Priority period: Days 1 through 21

SBA will accept applications from all eligible applicants, but only process and fund priority group applications. See “Priority groups” below.

During this period, SBA will fund applications where the applicant has self-certified that it meets the eligibility requirements for a small business owned by women, veterans, or socially and economically disadvantaged individuals. 

See “Set asides” below.

Open to all applicants: Days 22 through funds exhaustion

SBA will accept applications from all eligible applicants and process applications in the order in which they are approved by SBA.

Priority groups
• A small business concern that is at least 51 percent owned by one or more individuals who are:
• Women, or
• Veterans, or
• Socially and economically disadvantaged (see below).
• Applicants must self-certify on the application that they meet eligibility requirements
• Socially disadvantaged individuals are those who have been subjected to racial or ethnic prejudice or cultural bias because of their identity as a member of a group without regard to their individual qualities.
• Economically disadvantaged individuals are those socially disadvantaged individuals whose ability to compete in the free enterprise system has been impaired due to diminished capital and credit opportunities as compared to others in the same business area who are not socially disadvantaged.
 Set asides
1. $5 billion is set aside for applicants with 2019 gross receipts of not more than $500,000
2. An additional $4 billion is set-aside for applicants with 2019 gross receipts from $500,001 to $1,500,000
3. An additional $500 million is set-aside for applicants with 2019 gross receipts of not more than $50,000
*SBA reserves the right to reallocate these funds at the discretion of the Administrator.

Funding amount
Payment calculations

Calculation 1: for applicants in operation prior to or on January 1, 2019: 2019 gross receipts minus 2020 gross receipts minus PPP loan amounts

Calculation 2: for applicants that began operations partially through 2019: (Average 2019 monthly gross receipts x 12) minus 2020 gross receipts minus PPP loan amounts

Calculation 3: for applicants that began operations on or between January 1, 2020 and March 10, 2021 and applicants not yet opened but have incurred eligible expenses: Amount spent on eligible expenses between February 15, 2020 and March 11, 2021 minus 2020 gross receipts minus 2021 gross receipts (through March 11, 2021) minus PPP loan amounts
 For those entities who began operations partially through 2019, you may elect (at your own discretion) to use either calculation 2 or calculation 3.

Maximum and minimum amounts
SBA may provide funding up to $5 million per location, not to exceed $10 million total for the applicant and any affiliated businesses. The minimum award is $1,000.

Gross receipts
For the purposes of this program, gross receipts does not include:
• Amounts received from Paycheck Protection Program (PPP) loans (First Draw or Second Draw)
• Amounts received from Economic Injury Disaster Loans (EIDL)
• Advances on EIDL (EIDL Advance and Targeted EIDL Advance)
• State and local grants (via CARES Act or otherwise)
• SBA Section 1112 payments
 Allowable use of funds
Funds may be used for specific expenses including:

• Business payroll costs (including sick leave)
• Payments on any business mortgage obligation
• Business rent payments (note: this does not include prepayment of rent)
• Business debt service (both principal and interest; note: this does not include any prepayment of principal or interest)
• Business utility payments
• Business maintenance expenses
• Construction of outdoor seating
• Business supplies (including protective equipment and cleaning materials)
• Business food and beverage expenses (including raw materials)
• Covered supplier costs
• Business operating expenses

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